Get the car finance that’s right for you personally

You can expect a selection of purchase and funding options to produce your automobile buying effortless and hassle-free with competitive interest levels, discounts and payment that is flexible. Make use of our convenient car finance calculators to compare car finance prices and terms and protect your vehicle with this repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash straight down possibilities
  • Discounts for recurring deposit that is direct of250 or maybe more
  • No concealed charges, expenses, or early-payoff charges
  • Affordable payment plans customized to your requirements
  • 24-hour approval of all loans
  • Terms provided that 72 months

Brand brand New or used automotive loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or higher, with no concealed costs, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand New car

No re payments for ninety days 3

Get car loan somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or even more, with no concealed costs, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand New car

No re re payments for 3 months 3

Motorcycle, leisure and boat vehicle loans

Looking to purchase a bike, watercraft, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for many, too!

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure car

No re re payments for ninety days 3

Brand brand New or utilized automotive loans

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat car loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or payoff that is early

Decrease your payment per month. Discounts for recurring direct build up of $250 or maybe more, with no concealed charges, expenses or very early payoff charges

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you will be confident understanding that you have got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing is present straight at a huge selection of dealerships in Texas. As soon as you discover the car you need, inform the dealer you need your loan from TDECU, then finish the paperwork right during the dealership, plus in almost no time your loan is approved.

Shop with Carvana

Carvana provides an online showroom of inspected, top-notch automobiles. In some ticks you can easily pick, finance, and pick-up your vehicle from their automobile Vending Machine or have your car or truck brought to you. All with a 7-day money-back guarantee.

Car loan calculators

Our online car loan calculators can help you calculate your instalments to help you find the loan that is right you.

choose a calculator through the list below.

Car: Simply How Much Will My Automobile Re Re Payments Be? Automobile: How Much Vehicle Can I Pay For?

This is what you will have to offer us to begin with:

  • Work, income, and housing information
  • Amount you may like to finance (price, fees, name, permit, and warranties, less downpayment that is any
  • Duration of the mortgage, also referred to as the word associated with loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

Re re Payment insurance and protection coverage

GAP insurance coverage

This protection is supplemental to much of your insurance plan and will benefit having to pay any differences when considering what exactly is owed on the automobile, therefore the value that is vehicle’s.

Automobile advantage benefit

Included included in the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your insurance that is primary provider.

TDECU Insurance Agency, LLC

Our agency will continue to work with one to obtain the most readily useful auto insurance prices that won’t sacrifice protection. We are going to perform some contrast work, finding you the most useful protection at the most effective value.

Have actually you received a page into the mail regarding Collateral Protection Insurance (CPI)? Click on the key below to produce your evidence of insurance on line.

Car loan FAQ

Just how can being pre-approved assistance me whenever I am searching for a car?

When you’re pre-approved for an automobile loan, you can easily consider negotiating the very best price whenever visiting the dealership. This enables one to go shopping with full confidence, once you understand you’ll not end up getting higher level funding. Dealers have a tendency to simply just simply take individuals with pre-approved funding more really given that it means you are earnestly hunting for a automobile prepared to work.

May I be approved for an automobile loan and now have funds available the exact same time?

Quite often, you might be authorized and funds offered the day that is same. We realize that sometimes the vehicle-buying procedure is definitely an urgent matter. We will answr fully your concerns and help expedite the car loan application and approval procedure.

Could I make extra payments and spend off my car loan sooner than the initial term?


Yes. At TDECU, there are not any prepayment charges for paying down your vehicle loan sooner than your initial term. In reality, it is a powerful way to save well on interest on the run that is long!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest may be charged for your requirements through the initial loan date in the unpaid stability through the 90-day repayment deferral duration. Restricted time offer.